Monica Main – Get Triple A Credit in 90 Days or Less
If you don’t have perfect credit right now then you’re screwed! Especially if you plan on doing nothing about it.
Because if you want to be successful taking advantage of some of the most profitable and lucrative opportunities out there, you need to have excellent credit or you’ll miss out!
- You’ll miss out on buying real estate for pennies on the dollar, thus turning your back on an untold fortune.
- You’ll miss out on getting lines of credit to take advantage of different investment opportunities, kissing your financial future goodbye.
- You’ll miss out on getting loans to start a business, throwing away your chance to become your own boss while quadrupling what you’re making now.
But…what about all the other stuff you’re missing out on?
- You’re missing out on buying the car of your dreams…because your credit sucks.
- You’re missing out on buying the home of your dreams, even at a steep discount (because of our economy), so you’ll have to pay much more later (if you’ll ever qualify)…because your credit is trashed.
- You’re missing out on getting piles of credit cards to buy new clothes, vacations, gifts, stuff you need, things for your kids, and finally taking off the stress of paying your bills…because you screwed over your credit!
My “Unorthodox” Strategies that I CREATED Myself to Get Perfect Credit
One thing that I have a lot of experience with in addition to real estate investing is getting perfect personal credit. Back in 2003 I thought I had to file for bankruptcy because of some debts put on my credit by my first husband. Before that time, I actually did have perfect unblemished credit. My credit score went from the high 600s down to the low 500s overnight.
Of course, like everyone else, after the blows to my credit and the dust settled, I went through every book out there on fixing bad credit. Most of it was the same old rehashed crap over and over again.
Years later, I met my 2nd husband (yes, I’ve done this 3 times and double yes, I’m insane). We were buying a house and he had some major blemishes on his credit report. He hired an attorney who negotiated all of his debt. Not only did he (or rather I) had to pay the lowered agreed debt amount, none of it came off his credit! In fact, even though the debts were paid they still showed DELINQUENT and, even worse, that he payed a SETTLEMENT amount (meaning he didn’t pay what he originally owed).
And that sucked!
I’m like, “There is no way in hell I’m paying a lowered negotiated settlement amount just to have it REMAIN on my credit report as a negative mark. I’d rather have them removed altogether as if they never existed at all!“
This is where it all began and how I had to discover on my own some very unorthodox (yet legal…barely) methods that are NOT in those rehashed Do-It-Yourself Fix-Bad-Credit books out there. (In fact, I can GUARANTEE that my most successful methods of delinquent account removal aren’t in ANY of those books in bookstores or even through downloads.)
I recently read that there was a rap star who was going for a car loan on a Bentley and wasn’t able to get the car even though he showed gross revenues of over a million dollar a month…all because his credit SUCKED!
Sometimes it ain’t all about money, folks! Sometimes it’s about good old fashioned credit. And, of course, “credit” by definition means “to your credit” as an “honorable and trustworthy person” this is how you conduct your financial affairs. If you cannot be “credited” as a “trustworthy” person with borrowed funds from someone else, no one will do business with you during these hard times because the financial risk on their part is astronomical.
How many opportunities are you missing out on because you don’t have any cash? There are apartment buildings you can get your hands on for about $1,500 – $2,500 PER UNIT in Atlanta, Georgia (one of the fastest growing cities in the United States) but you can’t get these apartment buildings WITHOUT CASH.
And if you have no cash, YOU COULD BORROW IT…
But ONLY if you have GOOD CREDIT!
What about a small business opportunity that you could get your hands on for a few grand or more? This could be the ticket to quadrupling your income while working half the hours and being your own boss! Except, where are you going to get that kind of cash?
You could take out an unsecured signature loan…
But ONLY if you have GOOD CREDIT!!
But wait…let’s back up to that real estate thing I was just talking about for a quick second!
Only a Few Pieces of Property is ALL it Takes to RETIRE!
Think about it: how much does it really take to get rich? Do you need 10 apartment buildings? Do you need 100 apartment buildings?
No, actually, you only need a few. And they can be very small ones too!
Now, if you are getting apartment buildings for PENNIES on the dollar (and there will be NO OTHER TIME in your lifetime as NOW to get deals this cheap…GUARANTEED) yet rents haven’t dropped AT ALL in most areas of the country…you can be banking on massive cash flow just from having anywhere from 10 – 20 units TOTAL.
This could give you anywhere from a $5,000 to $7,500 monthly income. And, of course, that will DOUBLE in 15 years (with inflation) giving you $10,000 to $15,000 per month. This is complete passive income that you don’t have to do ANYTHING for! It’s like having an interest-bearing bank account.
That means throwing in $15,000 to $50,000 for this kind of permanent, fixed, guaranteed monthly income!
Is it hard to borrow that kind of money? Uh…no! Not with good credit! In fact, I have that much available on my credit cards alone not including signature loans. And that’s from my personal credit. I’m not even referring to my business credit at all which totals hundreds of thousands of dollars in unsecured credit!
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